It Was the Best of Times, It Was the Worst of Times All about how missing the best market days (or the worst!) might affect your portfolio. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Navigating Retirement Pitfalls Why are they made again and again? Making sense of these errors in judgement. The Value of Diversification Diversification could mean the difference between financial success and failure. The Twelve Steps to Living Confidently: Budgeting One of the most important steps to become financially sufficient is to set up a realistic budget.