About Legacy Finance
An independent approach.
A legacy built for you.
Legacy Finance is a second-generation, family-founded financial services firm serving individuals, families, and small business owners in Fresno and Clovis. We are not tied to products, quotas, or outside companies. Bradley Warner, CFA, CFP®, MBA leads the firm as President. His depth of training, combined with the firm’s roots in this community since 1982, is what makes Legacy Finance different. Our clients come to us when they want a clear picture of where they stand and a plan built around where they are going.
Bradley Warner, CFA, CFP®, MBA
President & Chief Financial
Growing up in the business with my father as an advisor, it was a natural fit to join him full-time in 2004. To gain further knowledge and better serve our clients, I began pursuit of the CFA designation in 2009 and completed Level III...
Gary Warner, CFP®
Legacy Advisor
Gary Warner is a man who has led a fulfilling life, with many accomplishments and experiences. He earned his Bachelor of Science degree in Mathematics from the University of California at Davis and continued his studies for a Master of...
Helena Warner
Director | Creative and Marketing
Helena brings over a decade of branding and marketing experience to Legacy Finance, helping shape the firm’s voice, message, and visual identity to reflect the clarity, trust, and care clients have come to expect.
Stacia Josephson, MA, FPQP®
Client Services Manager
Stacia was born and raised in the city of Modesto, California. She showed an early aptitude for mathematics, and after graduating from high school, she decided to pursue her degree at Fresno State University and earned her Bachelor's...
Building Legacies with Purpose
At Legacy Finance, our mission is to help individuals, families, and small business owners in Fresno and Clovis build lasting financial legacies. We bring together retirement planning, tax strategies, estate planning, wealth management, and cash flow guidance under one coordinated plan. As an independent fiduciary practice serving the Central Valley since 1982, every decision we make is built around your goals and the legacy you want to leave behind.
"A good person leaves an inheritance for their children's children." Proverbs 13:22
That verse has shaped how this firm has operated since Gary Warner founded it in Old Town Clovis in 1982. Financial planning at Legacy Finance has never been just about growing a number. It is about making the decisions you make today create something that lasts, for the people who depend on you and the community you have spent your life building in.
Serving our Community
Since 1982
Legacy Finance provides fiduciary asset management and has proudly been serving the Clovis community since 1982. Founded by Gary Warner, the firm was built on a commitment to family, credibility, and long-term relationships. Over the years, that vision evolved into a multigenerational business rooted in community and care. In 2016, Bradley Warner took the helm and rebranded the firm as Legacy Finance—carrying forward a mission of helping families build and preserve their legacies for generations to come.
Milestones
1982 – Gary Warner founded Warner Financial with a dual purpose: to serve as a financial advisor and safeguard his family's financial legacy.
1991 – Gary’s vision to be at the heart of the Clovis community led him to purchase property and build a space from the ground up—a place where clients could gather, feel at home, and build lasting relationships.
2004 – Bradley Warner joined Warner Financial Services, working alongside his father and gaining hands-on experience in serving families with care and expertise.
2016 – Gary passed the company to Bradley. Bradley rebranded it as Legacy Finance, reflecting a renewed focus on protecting what matters most—for this generation to the next.
2025/26 – Legacy Finance was named Best Financial Planner and Wealth Management Firm in Central California, recognition earned through decades of commitment to personalized guidance and multigenerational stewardship.
2026 Best of Central California, created by The Fresno Bee. Presented on May 31, 2026. Data based on voting period between 2/16/26-3/6/26. Award winners are determined by online voting once per day. Readers were able to vote more than once. Winners pay a licensing fee for use of award logo. This award does not imply an endorsement, recommendation, or reflect the performance of the advisor.
Build & Preserve Your Legacy
Everything we do is oriented around one goal: helping you build something that lasts and safeguarding it from the decisions, events, and market conditions that could undermine it.
Offer High Caliber Resources & Services
Our clients work with a CFA® charterholder, CFP® practitioner, and MBA under one roof, along with the planning software and coordinated process to put those credentials to work.
Seeking Your Trust
Our mission is to be transparent and seek your trust. We are required to act in your best interest. We tell you what we see, explain what we recommend, and confirm you understand both before anything happens.
Customized Approach For Your Individual Goals
No two clients in Fresno and Clovis have the same financial picture. Every plan we build starts from scratch, shaped around your income, your timeline, your family, and what you actually want retirement to look like.
Add Value To Our Neighborhoods
This firm was built in Old Town Clovis in 1982 and it has stayed here on purpose. Bradley and Gary are both active in Clovis Rotary, the Chamber of Commerce, and the community organizations that make this area worth planning a future in.
Questions We Hear Most
Real answers
from a real advisor.
Am I working with a fiduciary at Legacy Finance?
Yes, for advisory clients. As a fiduciary, Bradley Warner is legally required to act in your best interest at all times. That means every recommendation is made because it is right for your situation, not because it generates a commission or satisfies a product quota. Legacy Finance is an independent firm with no outside company telling us what to sell.
What credentials does Bradley Warner hold and why do they matter to me?
Bradley holds the Chartered Financial Analyst® designation, CERTIFIED FINANCIAL PLANNER® certification, and an MBA from Pepperdine University. The CFA is particularly rare. It requires passing three consecutive exams covering investment analysis, portfolio management, and ethics, and it means your portfolio is being reviewed with the same analytical discipline used at institutional investment firms, applied directly by the advisor who knows your name.
What is the difference between a CFA® designation and a CFP® certification and does my advisor have both?
The CFP® certification focuses on comprehensive financial planning: retirement income, taxes, estate planning, insurance, and cash flow. The CFA® designation focuses on investment analysis and portfolio management at an institutional level. Bradley holds both. At Legacy Finance, the same advisor building your financial plan is also conducting in-house portfolio analysis.
How long has Legacy Finance been serving families in Fresno and Clovis?
Legacy Finance has been serving the Clovis and Fresno communities since 1982, when Gary Warner founded Warner Financial in Old Town Clovis. Bradley Warner joined the firm in 2004 and rebranded it as Legacy Finance in 2016. That is more than four decades of continuous service to families and individuals in the Central Valley.
What makes Legacy Finance different from other financial advisors in the Central Valley?
A few things stand out. We are a second-generation firm with 40-plus years in this specific community. With Bradley's CFA designation, your portfolio can benefit from institutional-level analysis without you having to go to San Francisco or Los Angeles. And as a fiduciary independent practice, we are not tied to any product, company, or commission structure.
What does the financial planning process look like when I work with Legacy Finance?
It starts with a free consultation where we get to know each other and determine which services are appropriate for your situation. From there, we gather your financial data, analyze your full picture, and build a tailored plan that covers retirement income, tax strategy, estate planning, risk management, and cash flow. We then walk you through implementing each step and meet with you regularly to keep the plan current as your life evolves.
Is Legacy Finance independent or affiliated with a larger company?
Legacy Finance is an independent firm. We are not owned by a bank, insurance company, or national brokerage. Securities and advisory services are offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Our independence means our guidance is shaped by your goals.
Where is Legacy Finance located and who do you typically work with?
We are located at 516 Fifth Street, Suite 201, in Old Town Clovis, CA 93612. You can reach us by phone or text at 559-297-8080. We primarily work with individuals, couples, and small business owners in Fresno and Clovis who are approaching retirement or managing significant accumulated wealth and want a coordinated, thoughtful plan for what comes next.
